@article{Benston+1972+438+476, url = {https://doi.org/10.3790/ccm.5.4.438}, title = {The Optimal Banking Structure: Theory and Evidence from the United States}, title = {}, author = {George J. Benston}, pages = {438--476}, volume = {5}, number = {4}, journal = {Credit and Capital Markets – Kredit und Kapital}, doi = {doi:10.3790/ccm.5.4.438}, year = {1972}, lastchecked = {1972-04-01} }