@article{Liebeg+Schwaiger+2009+509+538, url = {https://doi.org/10.3790/kuk.42.4.509}, title = {What Drives the Interest Rate Margin Decline in EU Banking – The Case of Small Local Banks}, title = {}, author = {David LiebegMarkus S. Schwaiger}, pages = {509--538}, volume = {42}, number = {4}, journal = {Credit and Capital Markets – Kredit und Kapital}, doi = {doi:10.3790/kuk.42.4.509}, year = {2009}, lastchecked = {2009-10-01} }