@article{Conrad+Neuberger+Gamarra+2014+533+570, url = {https://doi.org/10.3790/ccm.47.4.533}, title = {The Impact of Regional Economic Conditions on the Efficiency of Savings Banks in the Light of Demographic Change}, title = {}, author = {Alexander ConradDoris NeubergerLucinda Trigo Gamarra}, pages = {533--570}, volume = {47}, number = {4}, journal = {Credit and Capital Markets – Kredit und Kapital}, doi = {doi:10.3790/ccm.47.4.533}, year = {2014}, lastchecked = {2014-12-01} }