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Elektronische Kreditmarktplätze: Funktionsweise, Gestaltung und Erkenntnisstand bei dieser Form des "Peer-to-Peer Lending„
Berger, Sven Christian | Skiera, Bernd
Credit and Capital Markets – Kredit und Kapital, Vol. 45 (2012), Iss. 3 : pp. 289–311
2 Citations (CrossRef)
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Dr. Sven Christian Berger, Goethe-Universität Frankfurt am Main, Professur für Electronic Commerce, Grüneburgplatz 1, D-60323 Frankfurt/M.
Prof. Dr. Bernd Skiera, Goethe-Universität Frankfurt am Main, Professur für Electronic Commerce, Grüneburgplatz 1, D-60323 Frankfurt/M.
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https://doi.org/10.3790/ccm.56.1.5 [Citations: 1] -
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Tröger, Tobias H.
2021
https://doi.org/10.1007/978-3-030-79264-0_3 [Citations: 0]
Abstract
Electronic Credit Marketplaces: Functionality, Design and State of Knowledge about this Form of "Peer-to-Peer Lending„
Peer-to-peer lending represents a low-cost credit market. This is an important novelty because functions traditionally exercised by banks such as lot-size transformation are now exercised in a marketplace by customers themselves. The present article explains the functionality of such marketplaces and describes in what way the services needed by lenders and borrowers are rendered. Valuation criteria are applied to the functioning and the development potential of credit marketplaces which is followed by an overview over the state of research.