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Jürges, H. Health Insurance Status and Physician Behavior in Germany. Journal of Contextual Economics – Schmollers Jahrbuch, 129(2), 297-307. https://doi.org/10.3790/schm.129.2.297
Jürges, Hendrik "Health Insurance Status and Physician Behavior in Germany" Journal of Contextual Economics – Schmollers Jahrbuch 129.2, 2009, 297-307. https://doi.org/10.3790/schm.129.2.297
Jürges, Hendrik (2009): Health Insurance Status and Physician Behavior in Germany, in: Journal of Contextual Economics – Schmollers Jahrbuch, vol. 129, iss. 2, 297-307, [online] https://doi.org/10.3790/schm.129.2.297

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Health Insurance Status and Physician Behavior in Germany

Jürges, Hendrik

Journal of Contextual Economics – Schmollers Jahrbuch, Vol. 129 (2009), Iss. 2 : pp. 297–307

18 Citations (CrossRef)

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Author Details

Hendrik Jürges, MEA-Universität Mannheim, L 13, 17, 68131 Mannheim, Germany.

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Abstract

Germany has a two-tier system of statutory and primary private health insurance. Both insurance types provide fee-for-service insurance, but chargeable fees for identical services are more than twice as large for privately insured as for statutorily insured patients. Using German SOEP 2002 data, I analyze the effect of insurance status on the insured's number of doctor visits. Conditional on health, privately insured patients are less likely to contact a physician than publicly insured but more frequently visit a doctor following a first contact. This is indirect evidence for the hypothesis that physicians over-treat privately insured patients at least relative to the statutorily insured.