Der Einfluss von freiwilligen Selbstbehalten in der gesetzlichen Krankenversicherung: Evidenz aus der Schweiz
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Der Einfluss von freiwilligen Selbstbehalten in der gesetzlichen Krankenversicherung: Evidenz aus der Schweiz
Werblow, Andreas | Felder, Stefan
Journal of Contextual Economics – Schmollers Jahrbuch, Vol. 123 (2003), Iss. 2 : pp. 235–264
10 Citations (CrossRef)
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Werblow, Andreas
Felder, Stefan
Cited By
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Risk Adjustment, Risk Sharing and Premium Regulation in Health Insurance Markets
Health Plan Payment in Switzerland
Schmid, Christian P.R. | Beck, Konstantin | Kauer, Lukas2018
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2009
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A Physician Fee that Applies to Acute but not to Preventive Care: Evidence from a German Deductible Program
Felder, Stefan | Werblow, AndreasJournal of Contextual Economics – Schmollers Jahrbuch, Vol. 128 (2008), Iss. 2 P.191
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Entwicklung der Gesundheitsökonomie in Deutschland
Ulrich, V.
Bundesgesundheitsblatt - Gesundheitsforschung - Gesundheitsschutz, Vol. 55 (2012), Iss. 5 P.604
https://doi.org/10.1007/s00103-012-1478-3 [Citations: 9]
Abstract
This study investigates the effect of deductibles in the Swiss social health insurance system on health care expenditure (HCE). We employ annual HCE data for the years 1997-1999 of about 75.000 persons in the canton of Zurich . The law sets a minimal statutory annual deductible of € 160 but allows individuals to opt for a higher deductible (270 €, 410 € 820 € or 1030 €). The task for identifying the effect of deductibles on HCE is challenging since individuals select contracts based on their expected future HCE. Taking into account the endogeneity of the contract choice we show that deductibles reduce HCE significantly.