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Moral-Hazard im Gesundheitswesen. Ein Beispiel aus der Kieferorthopädie
Berlemann, Michael | Karmann, Alexander
Journal of Contextual Economics – Schmollers Jahrbuch, Vol. 118 (1998), Iss. 4 : pp. 573–595
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Berlemann, Michael
Karmann, Alexander
Abstract
The paper starts with an analysis of the market of health services. We show that moral hazard is supposed to push up health costs above the efficient level. With an example of the market of orthodontic treatments in Germany we show how actual regulation promotes moral hazard. In addition to that we provide some empirical evidence supporting the thesis of the existence of massive moral hazard effects in the market of orthodontic treatments. The paper closes with some conclusions concerning future health policy.