JOURNAL ARTICLE
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Aktuelle Entwicklungen in der Cyberversicherung
Zeitschrift für die gesamte Versicherungswissenschaft, Vol. 113 (2024), Iss. 1 : pp. 11–53
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Der Autor, Prof. Dr. Robert Koch, LL.M. (McGill), ist Inhaber des Lehrstuhls für Bürgerliches Recht und Versicherungsrecht an der Universität Hamburg und Geschäftsführender Direktor des Seminars für Versicherungswissenschaft. Universität Hamburg
Abstract
Todays’s cyber insurance marks the end of a development that began in the early 1970s. Since the introduction of cyber insurance in the early 2010s, the scope of cover has continuously expanded. A new and innovative feature is the inclusion of numerous assistance services in the insurance cover, which meet the needs of SMEs in particular. This article provides an outline of the origins and development of cyber insurance and an overview of the scope of insurance cover in its current form. It also takes a closer look at selected cyber insurance-specific content (e.g. coverage for ransom payments).