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Financial Literacy – Finanzielle (Grund-)Bildung – Ökonomische Bildung
Seeber, Günther | Retzmann, Thomas
Vierteljahrshefte zur Wirtschaftsforschung, Vol. 86 (2017), Iss. 3 : pp. 69–80
8 Citations (CrossRef)
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Universität Koblenz-Landau, Campus Landau, Institut für Sozialwissenschaften, Abteilung Wirtschaftswissenschaften
Universität Duisburg-Essen, Campus Essen, Lehrstuhl für Wirtschaftswissenschaften und Didaktik der Wirtschaftslehre
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Abstract
The following article portrays a comparison of different constructs which predominantly describe financial literacy and serve to elaborate distinct similarities and differences among these. On the one hand, it deals with the broad understanding of the approach to Financial Literacy implemented by the Organisation for Economic Co-operation and Development which provides two formulations: Firstly, within the context of the International Network on Financial Educationand secondly, according to the Programme for International Student Assessment in 2012 and 2015. On the other hand, it examines the general comprehension of basic education related to financial literacy and how this approach is commonly applied in continuing adult education. Nevertheless, aspects such as the adult target group"s typical and legitimate relation to everyday practice, the prioritization of efficient management of personal finance or the restriction to economic education of consumption do not meet the requirements of the profound demands of school-based education, the latter also including the formation of values and orientation capability. It will be analyszed that it is neither adequate nor particularly promising to implement financial literacy solely isolated from a broad and integrative conception of economic education.