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Financial Harmonization and Financial Development: An Application of Europe’s Financial Services Action Plan

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Ozkok, Z. Financial Harmonization and Financial Development: An Application of Europe’s Financial Services Action Plan. Applied Economics Quarterly, 62(1), 1-35. https://doi.org/10.3790/aeq.62.1.1
Ozkok, Zeynep "Financial Harmonization and Financial Development: An Application of Europe’s Financial Services Action Plan" Applied Economics Quarterly 62.1, , 1-35. https://doi.org/10.3790/aeq.62.1.1
Ozkok, Zeynep: Financial Harmonization and Financial Development: An Application of Europe’s Financial Services Action Plan, in: Applied Economics Quarterly, vol. 62, iss. 1, 1-35, [online] https://doi.org/10.3790/aeq.62.1.1

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Financial Harmonization and Financial Development: An Application of Europe’s Financial Services Action Plan

Ozkok, Zeynep

Applied Economics Quarterly, Vol. 62 (2016), Iss. 1 : pp. 1–35

4 Citations (CrossRef)

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Department of Economics, St. Francis Xavier University, Antigonish, Nova Scotia, Canada

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Abstract

The Financial Services Action Plan (FSAP) of the European Commission intends to create an open, secure, integrated financial market across EU countries. Using principal component analysis to construct financial development indices, we investigate the impact of financial harmonization policies of the FSAP on financial development in a panel of 25 EU countries for 1996–2007. Taking into account the timing perspective in implementing the FSAP directives across countries we find a positive link between financial harmonization and financial development. The results are robust to different approaches in constructing the harmonization index and the addition of further controls.

JEL Classification: F36, F63, G2; K4, O11, O19