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Finanzwissen und finanzielles Wohlbefinden – Frauen sind nicht grundsätzlich im Nachteil
Greimel-Fuhrmann, Bettina | Silgoner, Maria
Vierteljahrshefte zur Wirtschaftsforschung, Vol. 86 (2017), Iss. 4 : pp. 123–136
2 Citations (CrossRef)
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Wirtschaftsuniversität Wien
Oesterreichische Nationalbank (OeNB)
Cited By
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Kann guter Verbraucherschutz finanzielle Bildung ersetzen?
Peters, Sally | Roggemann, HanneVierteljahrshefte zur Wirtschaftsforschung, Vol. 90 (2021), Iss. 1 P.125
https://doi.org/10.3790/vjh.90.1.125 [Citations: 0] -
Nudgen für die Rentenentscheidung im Vereinigten Königreich – Implikationen für die Privatisierung der Rentenpolitik
Duch, Raymond M. | Ehret, SönkeVierteljahrshefte zur Wirtschaftsforschung, Vol. 87 (2018), Iss. 2 P.65
https://doi.org/10.3790/vjh.87.2.65 [Citations: 0]
Abstract
International empirical studies have consistently shown that women answer less financial knowledge questions correctly than men and hence, have been identified as a financially vulnerable group. However, financial literacy comprises not only knowledge, but also money attitudes and financial behavior. This is why we analyze gender differences in financial knowledge as well as in attitudes and behavior, based on a recent survey of 2,000 adults in Austria. Our results reveal that while men outperform women in financial knowledge—largely explained by differences in education, income and involvement in financial decisions—,women seem to manage their finances more prudently than men: they are more risk averse, less prone to impulse purchases and more future-oriented. Based on the results of a multiple regression analysis, knowledge, attitudes and behavior contribute significantly to the explanation of an indicator for financial well-being, whereas gender does not play a significant role.